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Tax guides & blog posts

33 guides covering European salary tax systems, expat benefits, and take-home pay.

🇩🇪Germany5 guides

German Steuerclass Guide: Types I–VI Explained

Complete breakdown of all 6 German tax classes and how they affect your monthly withholding and annual refunds.

10 min readRead →

German Health Insurance: GKV vs. PKV (Public vs. Private)

Compare public (GKV) and private (PKV) health insurance in Germany: costs, coverage, and who should choose which.

9 min readRead →

German Steuerclass Change Guide: When & How to Update Your Tax Status

Complete guide to changing your German Steuerklasse (tax class) mid-year and how it affects monthly withholding.

7 min readRead →

Maximizing Your German Tax Refund: Steuererklärung Tips for 2025

How to maximize your German tax refund through deductions, the Steuererklärung filing process, and common mistakes.

8 min readRead →

Opening a German Bank Account as an Expat: N26, Wise, & More

Guide to opening a German bank account online in minutes, comparing neobanks, direct banks, and traditional banks.

9 min readRead →

🇳🇱Netherlands1 guide

Netherlands 30% Ruling: Tax Benefit for Expats Explained

How the Dutch 30% expat tax ruling works, who qualifies, and how much you save over 5 years.

8 min readRead →

🇵🇱Poland1 guide

Poland PIT-0: Zero Income Tax for Workers Under 26

Complete guide to Poland's zero tax benefit for young workers and how to claim it.

6 min readRead →

🇪🇸Spain1 guide

Spain's Beckham Law: 24% Flat Tax for Foreign Workers

How Spain's flat 24% tax regime works for new foreign residents and non-residents with Spanish income.

7 min readRead →

🇵🇹Portugal1 guide

Portugal IRS-Jovem: Tax Relief for Workers Under 35

How Portugal's youth tax relief grants 50–10% exemptions for workers in their first decade.

7 min readRead →

🇫🇷France1 guide

France's Quotient Familial: Family-Based Tax System Explained

How France's household-based tax brackets reduce your tax bill based on dependents and marital status.

8 min readRead →

🇩🇰Denmark1 guide

Denmark's 2026 Supertax Reform: New Brackets & AM-Bidrag Explained

Complete guide to Denmark's 2026 tax reform with 3-tier supertax, 52% tax ceiling, and 8% labour market fee.

11 min readRead →

🌍Multi-country1 guide

European Salary Comparison: Gross vs. Net Across 7 Countries

See how take-home pay compares across Germany, Netherlands, Poland, Spain, Portugal, France, and Denmark.

10 min readRead →

🇭🇺Hungary1 guide

Hungary's 15% Flat Tax: SZJA, TB Contributions, and the Youth Exemption Under 25

Complete guide to Hungary's flat 15% personal income tax (SZJA), 18.5% social contributions, and the zero-tax exemption for workers under 25.

9 min readRead →

🇦🇩Andorra1 guide

Working in Andorra: Europe's Lowest Income Tax (Max 10%) Explained

How Andorra's low-tax regime works: the IRPF brackets (0%, 5%, 10%), CASS social security, and why more Europeans are making the move in 2026.

8 min readRead →

🇮🇪Ireland1 guide

Ireland 2026 Tax Guide: Income Tax, USC, and PRSI Explained

Full breakdown of Ireland's three-layer tax system: income tax (20%/40%), the Universal Social Charge (USC), and PRSI contributions for 2026.

10 min readRead →

🇦🇹Austria1 guide

Austria Income Tax 2026: Brackets, Social Insurance, and Net Pay Explained

Complete guide to Austria's progressive Einkommensteuer (0–55%), 18.12% employee social insurance contributions, and how to calculate your take-home pay.

9 min readRead →

🇧🇪Belgium1 guide

Belgium Income Tax 2026: PB/IPP Brackets, RSZ, and Net Salary Calculator

How Belgian income tax works: federal brackets (25–50%), 13.07% social security, professional expense deductions, and the communal tax surcharge.

9 min readRead →

🇧🇬Bulgaria1 guide

Bulgaria Salary Guide 2026: Flat 10% Income Tax and Social Contributions

How Bulgaria's flat 10% income tax works, employee social security contributions (13.9%), and how much you keep from your gross salary.

7 min readRead →

🇭🇷Croatia1 guide

Croatia Income Tax 2026: Porez na Dohodak, MIO Pension, and Net Pay

Full breakdown of Croatian income tax (20%/30%), mandatory pension contributions (MIO 20%), and how to calculate your net salary.

8 min readRead →

🇨🇾Cyprus1 guide

Cyprus Income Tax 2026: Zero Tax up to €19,500, GESY, and Net Salary

How Cyprus taxes personal income: the generous €19,500 tax-free threshold, progressive brackets up to 35%, and the GESY health contribution.

8 min readRead →

🇨🇿Czech Republic1 guide

Czech Republic Salary Guide 2026: Daň z Příjmů, ZP/SP, and Net Pay

How Czech income tax works: 15%/23% brackets, the CZK 30,840 tax credit (sleva na poplatníka), and 11% employee social and health contributions.

8 min readRead →

🇪🇪Estonia1 guide

Estonia Income Tax 2026: Flat 22%, Basic Exemption, and Net Salary

How Estonia's flat 22% income tax works, the phasing-out basic exemption (up to €7,848), and employee social contributions.

7 min readRead →

🇫🇮Finland1 guide

Finland Income Tax 2026: State Tax, Municipal Tax, and Net Salary

Complete guide to Finland's two-layer income tax system: progressive state tax plus average 20.5% municipal tax, and employee contributions for 2026.

10 min readRead →

🇬🇷Greece1 guide

Greece Income Tax 2026: EFKA Contributions, Brackets 9–44%, and Net Pay

How Greek income tax works: the 9%–44% progressive brackets, EFKA social security (13.72%), and the employee tax credit for lower earners.

8 min readRead →

🇮🇹Italy1 guide

Italy IRPEF 2026: Tax Brackets, INPS Contributions, and Net Salary

Full breakdown of Italy's IRPEF income tax (23%/35%/43%), 9.19% INPS pension contribution, and the work income deduction (detrazione) for 2026.

9 min readRead →

🇱🇻Latvia1 guide

Latvia Income Tax 2026: Progressive IIN, VSAOI, and Net Salary

How Latvian income tax works: three-rate progressive system (20%/23%/31%), 10.5% social insurance, and the non-taxable minimum.

8 min readRead →

🇱🇹Lithuania1 guide

Lithuania Income Tax 2026: GPM Rates, VSD/PSD, and Net Salary

How Lithuanian income tax works: 20%/32% GPM rates, 19.5% employee social contributions (VSD + PSD), and the non-taxable income amount (NPD).

8 min readRead →

🇱🇺Luxembourg1 guide

Luxembourg Income Tax 2026: Europe's Highest Wages and How They Are Taxed

How Luxembourg taxes its workers: Class 1 income tax brackets up to 42%, the 9% solidarity surcharge, and 12.45% social contributions.

9 min readRead →

🇲🇹Malta1 guide

Malta Income Tax 2026: Brackets for Single, Married, and Parent Filers

How Malta's income tax works: three different rate tables (single, married, parent), 10% National Insurance, and your net take-home pay.

7 min readRead →

🇷🇴Romania1 guide

Romania Salary Guide 2026: CAS, CASS, Flat 10% Tax, and Net Pay

How Romanian taxation works: the 25% pension contribution (CAS), 10% health contribution (CASS), and 10% flat income tax applied to the remainder.

8 min readRead →

🇸🇰Slovakia1 guide

Slovakia Income Tax 2026: Daň z Príjmu Brackets, Social Contributions, and Net Pay

How Slovak income tax works: 19%/25% brackets, the €5,646 non-taxable base, and 13.4% employee social contributions.

8 min readRead →

🇸🇮Slovenia1 guide

Slovenia Income Tax 2026: Dohodnina Brackets, 22.1% Social Contributions, and Net Pay

How Slovenian income tax works: progressive brackets from 16% to 50%, the highest employee social contribution rate in the EU at 22.1%, and your net salary.

8 min readRead →

🇸🇪Sweden1 guide

Sweden Income Tax 2026: Kommunalskatt, State Tax, and Net Salary

How Sweden taxes income: the average 32.28% municipal tax, 20% state tax on high earners above SEK 598,500, and the 7% general pension contribution.

9 min readRead →